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Partnership Proposal

Flex AML Logic

Specialist AML logic and virtual office compliance expertise, designed to help power smarter compliance workflows inside Yardi Kube, with the potential to extend further across real estate over time.

Prepared for Yardi Kube  ·  Partnership Proposal

The Problem

Virtual offices create a compliance challenge most workspace platforms weren't originally built to solve.

Coworking and flex operators who sell virtual offices or registered-address services aren't just providing a mailbox.

1
TCSP activity & the MLRs
In the UK, operators providing certain virtual office, registered office and related address services may be carrying on Trust or Company Service Provider activity, and fall within the Money Laundering Regulations.
2
Appropriate due diligence
Operators need appropriate Customer Due Diligence, including understanding the customer, relevant individuals and beneficial ownership.
3
Risk assessment & monitoring
Operators must assess customer risk and apply appropriate ongoing monitoring, not just check a box once at sign-up.
Today

Compliance often sits outside the core workspace workflow

Operators run their space on Yardi Kube, and compliance frequently lives somewhere else entirely.

Yardi Kube

Member & workspace management

+

Identity verification

External IDV/KYC provider

+

AML risk & monitoring

Manual process or specialist tools

+

Compliance records

CRM, folders or spreadsheets

+

Mail & address monitoring

Operational systems/processes

For many operators, the challenge isn't simply completing an ID check. It is connecting customer data, AML decisions, service usage and ongoing monitoring into one consistent workflow.
The Solution

A compliance intelligence layer, between data and action

Flex AML doesn't replace Yardi Kube. It translates regulation, data and operational events into practical compliance logic: trigger → workflow → human review where needed → decision → audit trail.

Data

Yardi Kube Companies House IDV Screening Customer activity

Flex AML Intelligence

What does it mean? Does it make sense? Has risk changed? What needs to happen?

Action

Proceed Ask Verify Review EDD Escalate Monitor
Inside The ConceptIllustrative Concept

What this could look like inside Kube

A concept view of how compliance intelligence could surface inside the existing member record, not a screenshot of an existing product.

Member Risk Overview
TenantJurisdictionSIC CodeRisk RatingStatus
Meridian Consulting LtdUnited Kingdom70229 LowApproved
Solborne Trading CoCyprus64999 MediumIn review
Northgate HoldingsHigher-risk jurisdiction64929 HighEscalated
Ashfield & PartnersUnited Kingdom69201 LowApproved
One Worked Example

Yardi knows the customer. Flex AML understands what changes mean.

Yardi knows

Customer Service Location

Companies House knows

Company Directors PSCs Status SIC Registered office Changes

Flex AML Logic understands

What those changes mean What should happen next
New PSC Review ownership/CDD
New SIC Reassess activity risk
Address changed Check service relationship
Dissolved company Review service
Unknown company at location Investigate
Higher-risk activity Apply configured workflow
Why Partner

Why Yardi Kube + Flex AML?

Two complementary areas of expertise.

Yardi Kube

Existing operator platform
Member and customer data
Workflow infrastructure
APIs and integrations
Workspace expertise
Existing customer base
+

Flex AML

Specialist virtual office AML expertise
AML logic and rule sets
CDD/EDD workflows
Risk methodology
Companies House monitoring logic
Operational red flags
Regulatory interpretation
Training and audit expertise
The Value To Yardi Kube

Where this could add value for Yardi Kube

1
Differentiate Kube
Add specialist virtual office compliance capability to an already established workspace platform.
2
Potential new product and commercial opportunity
Explore premium compliance capability for regulated customer segments.
3
Deepen platform value
Connect onboarding, compliance, member data and operational workflows in one environment.
4
Solve a real customer problem
Help operators manage increasingly complex virtual office compliance without creating disconnected manual processes.
Why Now

The regulatory direction of travel is clear

Coworking and flex operators offering virtual or registered-office services are already in scope, and expectations continue to sharpen.

HMRC supervision

Registered-address and virtual office providers must be AML-registered, typically supervised by HMRC, to trade legally.

July 2026 TCSP guidance

HMRC published significantly expanded guidance for Trust or Company Service Providers, sharpening expectations around risk assessment, supply chains and the risks facing the sector.

Technology opportunity

Much of the information operators need already exists across the workspace platform, Companies House and specialist verification providers. The opportunity is to connect it with the right compliance logic.

Where Things Stand

The specialist thinking is already underway

AML Framework

CDDEDDRiskMonitoringEscalation

Operational Intelligence

Companies HouseOwnershipAddress UsageMailPaymentsChanges

Logic Blueprints

TriggersDecision PathsAutomationHuman ReviewAudit Trail

Knowledge Layer

PlaybooksTrainingRegulatory UpdatesAudits
This is more than a static rulebook. Flex AML brings regulatory interpretation, logic blueprints and ongoing specialist support, the opportunity is to explore how Yardi's technology could operationalise it at scale.
The Wider Opportunity

Built for one problem. Designed with a wider opportunity in mind.

Kube is a logical first use case, not necessarily the limit of the opportunity. If it proves valuable, the underlying framework, CDD, ownership, risk, monitoring, triggers, human review and audit trail, could be configured for other regulated real-estate activities and jurisdictions over time.

Today

UK Virtual Offices & TCSPs

The immediate opportunity. Specialist logic already developed around:

CDD & EDD Beneficial ownership Customer risk Companies House Address usage Ongoing monitoring Operational red flags Escalations
Future

European Markets

Adapt the framework for relevant European markets where there's a clear regulatory and commercial case, localising requirements, data sources and customer journeys.

The rules change. The architecture doesn't have to.
Next Conversation

Where could this go?

These models aren't mutually exclusive. I'm open to exploring the structure that best fits Yardi's product roadmap, from licensing the underlying logic through to jointly developing a capability and supporting customers longer term.

Prove It

Explore a defined UK Kube use case.

Scale It

Explore other relevant use cases, jurisdictions and ongoing specialist support where there is a commercial case.

Start with a real Kube use case. Explore where the logic could go next.

A specialist UK compliance framework, Yardi's technology and the potential to build something much bigger over time.

Francesca Dixon  ·  Flex AML

francesca@flex-aml.com

VIRTUAL OFFICE STRATEGY  |  COMPLIANCE  |  GROWTH